Heritage WealthCare Inc.

We don't work for the government or the insurance companies - we work for you!

Phone Number

302-653-7027

Location

364 E. Main St, Suite 405
Middletown, DE 19709

Hours

Mon-Fri 9:00am – 7:00pm

Products We Offer

We're here to help you find the coverage you need.

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.

Get an instant quote or more information by using links below.  Or call now.   302-653-7027

Medicare Insurance (Over age 65)

Medicare Supplement Plans are accepted by over 95% of all doctors/providers in America. Referrals are not required.  Many people love the freedom of choice for your medical provider, predictability of costs, and very low rate increase history with most carriers.

Medicare Advantage Plans are Guaranteed Issue, have No Pre-existing Limitations and usually offer co-pays for Doctor, Hospital and RX costs.  Premiums are often $0 per month.

Get an instant quote or more information by using links below.  Or call now.   302-653-7027

Dental / Vision Plans

Dental Coverage include coverage for preventive care, like routine exams, cleanings, and X-rays.  Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.

Vision Plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.

Get an instant quote or more information by using links below.  Or call now.   302-653-7027

Supplemental Insurance

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.

Get an instant quote or more information by using links below.  Or call now.   302-653-7027

About Us

Heritage WealthCare Inc. provides affordable health, dental, and vision insurance solutions to individuals, families, Medicare-eligible, small businesses, and the self-employed.  I provide direct personal assistance to individuals and businesses within Middletown, Delaware, and the surrounding community.  I take pride in providing a high level of expertise when addressing the insurance needs of my clients.  I am happy to earn your business by providing a quality of service that is second to none.
Choosing the right insurance plan requires an exact balance of cost and benefits while taking into account the factors that are most important to you.  I represent only the top insurance carriers to assure I can always acquire the highest quality coverage for your needs, at the best possible rate.

 

We provide rates and benefits for a variety of products.

Select the products you need and submit.  We'll get you the information you need - Fast.








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We'll never share your email or phone with anyone.

Additional Information

What is the cost of ACA Health insurance in Middletown, DE?
Quite a bit goes into the calculations involved in determining the price of an ACA health insurance plan for an individual or family.  Price determining factors normally include:
  • 1.  Your plan choice.
  • 2.  The ages of you and your family members.
  • 3.  Whether or not you are eligible to receive a subsidy.
  • 4.  Where you live.
If you are a U.S. citizen or permanent U.S. resident, you likely qualify for Affordable Care Act health insurance.   For more information, give us a call.
 
How can I get health insurance or Medicare insurance coverage in Middletown, DE?
Yes.  Our licensed health insurance professionals are happy to assist you in finding the ideal individual, family or Medicare health insurance plan for your needs.  We serve the Middletown, Dover, Delaware and Smyrna, Delaware regions.
 
How can I tell which health insurance plan is best?
When comparing different health insurance options, you should start by considering you and your family's medical status.  Look at the type of treatment you've received in the past.  Consider the prescription drugs you or a family member are currently using.  Note if there are specific physicians that you or a family member must have access to.

Next, learn about deductibles, coinsurance and maximum out-of-pocket benefits.  It is important to have a good understanding of how these plan components work.  Comparatively, from plan to plan, these benefits can vary greatly.  They determine how much you could be responsible for in medical bills should the unexpected occur.
Lastly, you will want to consider the health plan monthly premium.  How much you can afford?  With thoughtful consideration of the above items, you can be assured of making a smart health insurance plan choice.
 
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the Middletown, Dover, Delaware and Smyrna, Delaware regions.
 
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the Middletown, Dover, Delaware and Smyrna, Delaware regions.
 
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likey to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.
 
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
 
Can you help me find more affordable group health insurance coverage?
Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.
Please give us a call:  302-653-7027.
 
Can you get me rates and benefit details for the 2023 Affordable Care Act health insurance plans?
We can instantly provide you with rates and benefit details for all of the 2023 Affordable Care Act (Obamacare) Health insurance plans.  We can also help you choose and apply for the ACA plan that best suits your needs and budget.  Please give us a call:  302-653-7027.
 
I just moved to Delaware.  Can you help me sign up for a 2023 Obamacare health insurance plan?
We are happy to assist you in applying for Affordable Care Act (Obamacare) health insurance coverage in the state of Delaware.  We can also help you compare plan rates and benefits in order to find the best health insurance plan for your needs.  Please give us a call:  302-653-7027.
 

Companies We Represent

Aetna
Highmark
Humana
Amerihealth
IBX
Oscar
Allstate
Horizon BC/BS
And More!
Today's Insurance Tip:

Good to know:  It's never too late to negotiate a bill.  Many patients think once a bill has gone to collections it's game over, but that's not true.  Call the healthcare provider first, not the collection agency, to see if you can negotiate directly with them.  They have much more of an interest to negotiate the debt down than the collection agency.